Services

CT Capital is located in Fort Lauderdale, Florida and serves brokers and borrowers across the state. As a direct lender and seasoned real estate investor, we offer many services which others are unable to provide:

Industry Experience: CT Capital’s management team has been investing in commercial and residential real estate in the State of Florida for over 20 years. Our team has extensive experience in the local banking, mortgage and real estate industries. We are confident that we will be able to structure a loan that will meet your needs.

Examples of Loan Uses by CT Capital’s Borrowers

Real Estate Acquisitions
Borrowers interested in purchasing commercial, industrial, and investment property may find that credit ratings, legal obstacles or conditions related to the property itself (such as liens, unfinished building, damage, etc.) may prevent standard funding from banks.

In these circumstances, hard money loans offer a perfect short-term solution. Hard money funding can provide enough time to cure many situations, so the property may later be sold or conventional funding can be obtained.

REO/Bank Short-Sales
CT Capital is one of the leading financers of REO and Short Sale Acquisitions. These are short term loans for the purchase of bank owned or pre-foreclosure properties. In these situations, we will pre-qualify the borrower and property, provide the new borrower with a proof of funding commitment, and close on the property promptly.

Rehabilitation Loans
One of the most requested types of hard money loans is for the purpose of improving commercial or residential property. The proceeds are used to improve the property, which may then be leased, or re-sold for a profit. Hard money can work well in this situation because of a quick turnaround time and flexible lending criteria.

Re-Finance
Hard money loans may be used as a temporary solution to obtain a re-finance for a commercial, investment or non owner-occupied residential property. CT Capital often completes hard money loans for refinance in a situation where immediate funding is needed.