Brokers

We work extremely hard to provide extraordinary service and support to our brokers. We recognize that you are an essential part of our business and we value and appreciate your decision to work with us. If your loan does not meet our lending criteria, we will do everything we can to find a lender who may consider it.

If you are frustrated by promises that are not kept, quotes that constantly change, and misleading promises of the ability to fund, you will find CT Capital to be a refreshing change from your current lenders.

We understand that your reputation is critical to your success and will do anything in our power to uphold it.

Please feel free to call or email us with any loan you may need help on. We will answer any of your questions, or recommend someone who may be able to help you.

LOAN GUIDELINES

Geographic Area:	State Of Florida, Ohio & Bahamas
Property Type:	Residential (non-owner occupied), Commercial, Industrial, Land
Loan Size:	$75,000 Minimum-No Lending Limit/Cap
Loan Term:	3, 6, 9, 12 Months (Extensions Available)
Interest Rate:	Interest Only-Varying depending upon LTV, Credit, Term, Etc.
Loan Origination Fee:	2-6 Points
Loan to Value:	Up to 70%
Pre-Payment Penalties:	Never
Lien Position:	First Lien Only
Credit Rating:	625 minimum (Lower scores will require additional review and or fees)
Cross-Collateralization:	Your clients may use their existing investment and commercial properties to secure higher LTV or cash out at closing.
Personal Guarantee:	May be required
Foreclosure Bailouts:	Never

*Tri-merged credit report with a mid-credit score of 625 required

$300 appraisal fee in area of origination (appraisal fees may vary in different markets)
Existing appraisals may be used at our sole discretion

Attention Lenders

WE BUY HARD MONEY LOANS

CT Capital is a leading funding source for regional non-conforming lenders. If you have received a loan that is above your lending limit, wish to partner, participate, or sell hard money loans in your portfolio, please contact us.

CT Capital Advantages:

Proven Reliability
Exceptional Flexibility
Rapid Closings

Examples of Loans:

Real Esate Acquisitions
Rehabilitation Loans
Re-Finance
Construction Loans
Land Loans

CT Capital funds real estate loans that do not meet bank standards and for borrowers who have time constraints.

Our average closing time is within 2 weeks from inception, but we can fund loans immediately if necessary. If you have a hard money (real-estate backed) loan that fits our criteria submit your loan application online. We answer responses immediately.